{"id":8237,"date":"2026-07-23T00:05:17","date_gmt":"2026-07-22T15:05:17","guid":{"rendered":"https:\/\/vietcafe-learning.com\/material\/?p=8237"},"modified":"2026-07-16T11:24:56","modified_gmt":"2026-07-16T02:24:56","slug":"dailynews186","status":"publish","type":"post","link":"https:\/\/vietcafe-learning.com\/material\/dailynews186\/","title":{"rendered":"\u3010\u7b2c186\u8ab2\u3011\uff08\u5065\u5eb7\uff09\u306a\u305c\u53ce\u5165\u306f\u5897\u3048\u3066\u3082\u8ca1\u5e03\u306f\u7a7a\u3063\u307d\u306a\u306e\u304b?"},"content":{"rendered":"<h2><span style=\"color: #008000;\">\u30c8\u30d4\u30c3\u30af<\/span><\/h2>\n<div style=\"border: solid 4px #f5f5f5; border-radius: 10px; background-color: #f5f5f5; padding-right: 20px; padding-left: 20px; padding-bottom: 5px; margin-bottom: 20px;\">\n<p>Nhi\u1ec1u ng\u01b0\u1eddi tr\u1ebb hi\u1ec7n nay \u0111\u1ed1i m\u1eb7t v\u1edbi m\u1ed9t ngh\u1ecbch l\u00fd: D\u00f9 thu nh\u1eadp t\u0103ng l\u00ean \u0111\u00e1ng k\u1ec3, chi\u1ebfc v\u00ed c\u1ee7a h\u1ecd v\u1eabn lu\u00f4n trong t\u00ecnh tr\u1ea1ng tr\u1ed1ng r\u1ed7ng v\u00e0o cu\u1ed1i th\u00e1ng. Nguy\u00ean nh\u00e2n ch\u00ednh th\u01b0\u1eddng xu\u1ea5t ph\u00e1t t\u1eeb &#8220;l\u1ea1m ph\u00e1t l\u1ed1i s\u1ed1ng&#8221; (lifestyle inflation). Khi ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n, nhu c\u1ea7u t\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng, mua s\u1eafm h\u00e0ng hi\u1ec7u v\u00e0 \u0103n u\u1ed1ng t\u1ea1i nh\u00e0 h\u00e0ng sang tr\u1ecdng c\u0169ng t\u0103ng theo.<\/p>\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, \u00e1p l\u1ef1c t\u1eeb l\u1ea1m ph\u00e1t kinh t\u1ebf khi\u1ebfn chi ph\u00ed sinh ho\u1ea1t ng\u00e0y c\u00e0ng \u0111\u1eaft \u0111\u1ecf h\u01a1n. \u0110\u1ec3 tho\u00e1t kh\u1ecfi v\u00f2ng lu\u1ea9n qu\u1ea9n n\u00e0y, c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh khuy\u00ean ch\u00fang ta n\u00ean l\u1eadp k\u1ebf ho\u1ea1ch chi ti\u00eau r\u00f5 r\u00e0ng, \u01b0u ti\u00ean ti\u1ebft ki\u1ec7m tr\u01b0\u1edbc khi ti\u00eau d\u00f9ng v\u00e0 ph\u00e2n bi\u1ec7t r\u00f5 r\u00e0ng gi\u1eefa &#8220;nhu c\u1ea7u&#8221; (needs) v\u00e0 &#8220;mong mu\u1ed1n&#8221; (wants).<\/p>\n<p>\u73fe\u4ee3\u306e\u591a\u304f\u306e\u82e5\u8005\u306f\u3042\u308b\u30d1\u30e9\u30c9\u30c3\u30af\u30b9\uff08\u77db\u76fe\uff09\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u3002\u53ce\u5165\u304c\u5927\u5e45\u306b\u5897\u3048\u305f\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u6708\u672b\u306b\u306f\u8ca1\u5e03\u304c\u5e38\u306b\u7a7a\u3063\u307d\u306e\u72b6\u614b\u306a\u306e\u3067\u3059\u3002\u305d\u306e\u4e3b\u306a\u539f\u56e0\u306f\u300c\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u30fb\u30a4\u30f3\u30d5\u30ec\u30fc\u30b7\u30e7\u30f3\uff08\u751f\u6d3b\u6c34\u6e96\u306e\u30a4\u30f3\u30d5\u30ec\uff09\u300d\u306b\u3042\u308a\u307e\u3059\u3002\u3088\u308a\u591a\u304f\u306e\u304a\u91d1\u3092\u7a3c\u3050\u3088\u3046\u306b\u306a\u308b\u3068\u3001\u751f\u6d3b\u3092\u697d\u3057\u3080\u305f\u3081\u306e\u6b32\u6c42\u3084\u3001\u30d6\u30e9\u30f3\u30c9\u54c1\u306e\u8cb7\u3044\u7269\u3001\u9ad8\u7d1a\u30ec\u30b9\u30c8\u30e9\u30f3\u3067\u306e\u98df\u4e8b\u306a\u3069\u306e\u51fa\u8cbb\u3082\u540c\u69d8\u306b\u5897\u52a0\u3057\u307e\u3059\u3002<\/p>\n<p>\u3055\u3089\u306b\u3001\u7d4c\u6e08\u7684\u306a\u30a4\u30f3\u30d5\u30ec\u306b\u3088\u308b\u5727\u529b\u3067\u751f\u6d3b\u8cbb\u3082\u307e\u3059\u307e\u3059\u9ad8\u9a30\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u60aa\u5faa\u74b0\u304b\u3089\u629c\u3051\u51fa\u3059\u305f\u3081\u306b\u3001\u8ca1\u52d9\u306e\u5c02\u9580\u5bb6\u306f\u3001\u660e\u78ba\u306a\u652f\u51fa\u8a08\u753b\u3092\u7acb\u3066\u3001\u6d88\u8cbb\u3059\u308b\u524d\u306b\u8caf\u84c4\u3092\u512a\u5148\u3057\u3001\u300c\u5fc5\u8981\u306a\u3082\u306e\uff08Needs\uff09\u300d\u3068\u300c\u6b32\u3057\u3044\u3082\u306e\uff08Wants\uff09\u300d\u3092\u660e\u78ba\u306b\u533a\u5225\u3059\u308b\u3053\u3068\u3092\u63a8\u5968\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<\/div>\n<h2><span style=\"color: #008000;\">\u30c7\u30a3\u30b9\u30ab\u30c3\u30b7\u30e7\u30f3<\/span><\/h2>\n<p>\u3053\u306e\u30cb\u30e5\u30fc\u30b9\u306b\u57fa\u3065\u3044\u3066\u8b70\u8ad6\u3092\u6df1\u3081\u308b\u305f\u3081\u306e5\u3064\u306e\u8cea\u554f\u3067\u3059\u3002<\/p>\n<p><strong>1.B\u1ea1n c\u00f3 bao gi\u1edd g\u1eb7p ph\u1ea3i t\u00ecnh tr\u1ea1ng &#8220;thu nh\u1eadp t\u0103ng nh\u01b0ng ti\u1ec1n v\u1eabn h\u1ebft&#8221; ch\u01b0a?<\/strong><br \/>\n(\u300c\u53ce\u5165\u306f\u5897\u3048\u305f\u306e\u306b\u304a\u91d1\u304c\u306a\u3044\u300d\u3068\u3044\u3046\u72b6\u6cc1\u306b\u76f4\u9762\u3057\u305f\u3053\u3068\u306f\u3042\u308a\u307e\u3059\u304b\uff1f)<\/p>\n<p><strong>2.Theo b\u1ea1n, l\u00fd do l\u1edbn nh\u1ea5t khi\u1ebfn ng\u01b0\u1eddi tr\u1ebb kh\u00f3 ti\u1ebft ki\u1ec7m ti\u1ec1n hi\u1ec7n nay l\u00e0 g\u00ec?<\/strong><br \/>\n(\u73fe\u4ee3\u306e\u82e5\u8005\u304c\u304a\u91d1\u3092\u8caf\u3081\u308b\u306e\u304c\u96e3\u3057\u3044\u6700\u5927\u306e\u7406\u7531\u306f\u4f55\u3060\u3068\u601d\u3044\u307e\u3059\u304b\uff1f)<\/p>\n<p><strong>3.B\u1ea1n ngh\u0129 sao v\u1ec1 quan \u0111i\u1ec3m &#8220;l\u00e0m ra ti\u1ec1n l\u00e0 \u0111\u1ec3 t\u1eadn h\u01b0\u1edfng cu\u1ed9c s\u1ed1ng&#8221;?<\/strong><br \/>\n(\u300c\u304a\u91d1\u3092\u7a3c\u3050\u306e\u306f\u4eba\u751f\u3092\u697d\u3057\u3080\u305f\u3081\u3060\u300d\u3068\u3044\u3046\u8003\u3048\u65b9\u306b\u3064\u3044\u3066\u3069\u3046\u601d\u3044\u307e\u3059\u304b\uff1f)<\/p>\n<p><strong>4.B\u1ea1n c\u00f3 th\u00f3i quen ghi ch\u00e9p l\u1ea1i c\u00e1c kho\u1ea3n chi ti\u00eau h\u00e0ng th\u00e1ng kh\u00f4ng? T\u1ea1i sao?<\/strong><br \/>\n(\u6bce\u6708\u306e\u652f\u51fa\u3092\u8a18\u9332\u3059\u308b\u7fd2\u6163\u306f\u3042\u308a\u307e\u3059\u304b\uff1f\u305d\u308c\u306f\u306a\u305c\u3067\u3059\u304b\uff1f)<\/p>\n<p><strong>5.L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ph\u00e2n bi\u1ec7t gi\u1eefa &#8220;nhu c\u1ea7u&#8221; (c\u1ea7n thi\u1ebft) v\u00e0 &#8220;mong mu\u1ed1n&#8221; (s\u1edf th\u00edch) khi mua s\u1eafm?<\/strong><br \/>\n(\u8cb7\u3044\u7269\u3092\u3059\u308b\u3068\u304d\u3001\u300c\u30cb\u30fc\u30ba\uff08\u5fc5\u8981\u306a\u3082\u306e\uff09\u300d\u3068\u300c\u30a6\u30a9\u30f3\u30c4\uff08\u6b32\u3057\u3044\u3082\u306e\uff09\u300d\u3092\u3069\u3046\u3084\u3063\u3066\u533a\u5225\u3059\u308c\u3070\u3044\u3044\u3067\u3057\u3087\u3046\u304b\uff1f)<\/p>\n<h2><span style=\"color: #008000;\">\u899a\u3048\u308b\u3079\u304d\u5358\u8a9e<\/span><\/h2>\n<table class=\"material_table\" style=\"width: 100%px;\">\n<tbody>\n<tr>\n<th>#<\/th>\n<th>\u30d9\u30c8\u30ca\u30e0\u8a9e<\/th>\n<th>\u65e5\u672c\u8a9e<\/th>\n<\/tr>\n<tr>\n<td>1<\/td>\n<td>ngh\u1ecbch l\u00fd<\/td>\n<td>\u9006\u8aac\uff0f\u30d1\u30e9\u30c9\u30c3\u30af\u30b9<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td>thu nh\u1eadp<\/td>\n<td>\u53ce\u5165<\/td>\n<\/tr>\n<tr>\n<td>3<\/td>\n<td>\u0111\u00e1ng k\u1ec3<\/td>\n<td>\u8457\u3057\u3044\uff0f\u304b\u306a\u308a\u306e<\/td>\n<\/tr>\n<tr>\n<td>4<\/td>\n<td>tr\u1ed1ng r\u1ed7ng<\/td>\n<td>\u7a7a\u3063\u307d\u306e<\/td>\n<\/tr>\n<tr>\n<td>5<\/td>\n<td>l\u1ea1m ph\u00e1t l\u1ed1i s\u1ed1ng<\/td>\n<td>\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u30fb\u30a4\u30f3\u30d5\u30ec\u30fc\u30b7\u30e7\u30f3\uff08\u751f\u6d3b\u6c34\u6e96\u306e\u30a4\u30f3\u30d5\u30ec\uff09<\/td>\n<\/tr>\n<tr>\n<td>6<\/td>\n<td>t\u1eadn h\u01b0\u1edfng<\/td>\n<td>\u697d\u3057\u3080\uff0f\u6e80\u55ab\u3059\u308b<\/td>\n<\/tr>\n<tr>\n<td>7<\/td>\n<td>chi ph\u00ed sinh ho\u1ea1t<\/td>\n<td>\u751f\u6d3b\u8cbb<\/td>\n<\/tr>\n<tr>\n<td>8<\/td>\n<td>\u0111\u1eaft \u0111\u1ecf<\/td>\n<td>\u9ad8\u4fa1\u306a<\/td>\n<\/tr>\n<tr>\n<td>9<\/td>\n<td>v\u00f2ng lu\u1ea9n qu\u1ea9n<\/td>\n<td>\u60aa\u5faa\u74b0<\/td>\n<\/tr>\n<tr>\n<td>10<\/td>\n<td>chuy\u00ean gia t\u00e0i ch\u00ednh<\/td>\n<td>\u8ca1\u52d9\u306e\u5c02\u9580\u5bb6\uff08FP\u306a\u3069\uff09<\/td>\n<\/tr>\n<tr>\n<td>11<\/td>\n<td>\u01b0u ti\u00ean<\/td>\n<td>\u512a\u5148\u3059\u308b<\/td>\n<\/tr>\n<tr>\n<td>12<\/td>\n<td>nhu c\u1ea7u v\u00e0 mong mu\u1ed1n<\/td>\n<td>\u30cb\u30fc\u30ba\u3068\u30a6\u30a9\u30f3\u30c4\uff0f\u5fc5\u8981\u306a\u3082\u306e\u3068\u6b32\u3057\u3044\u3082\u306e<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n<!-- Quick Adsense WordPress Plugin: http:\/\/quickadsense.com\/ -->\n<div class=\"225e1f455cb80acf7211d85defd27940\" data-index=\"1\" style=\"float: none; margin:10px 0 10px 0; text-align:center;\">\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js\"><\/script>\r\n<!-- VIETCAFE\u5e83\u544a2 -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-4987689956940779\"\r\n     data-ad-slot=\"2300495280\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\n<\/div>\n\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\u30c8\u30d4\u30c3\u30af Nhi\u1ec1u ng\u01b0\u1eddi tr\u1ebb hi\u1ec7n nay &#8230;<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[18,31],"tags":[],"_links":{"self":[{"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/posts\/8237"}],"collection":[{"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/comments?post=8237"}],"version-history":[{"count":2,"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/posts\/8237\/revisions"}],"predecessor-version":[{"id":8248,"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/posts\/8237\/revisions\/8248"}],"wp:attachment":[{"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/media?parent=8237"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/categories?post=8237"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vietcafe-learning.com\/material\/wp-json\/wp\/v2\/tags?post=8237"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}